Current, not last year’s.
Cross-border lending shifts constantly—criteria, currencies, regulation. Staying ahead of it is the job, so your advice is current, not last year’s.
Our story
OMF exists for the cases that don’t fit the high street: buying abroad, earning abroad, or borrowing beyond the standard boxes—handled by people you’ll know by name.
Who we are
Buying property abroad or earning in another currency can make a mortgage complicated. OMF was founded in 2012 to make those cases easier to understand and easier to manage.
Specialist knowledge. Clear answers. A human approach.
Today we arrange finance for UK homes, European purchases and everything complex in between, backed by relationships with 250+ UK and international lenders and a support network of notaries, FX specialists and tax advisors.
What drives us

Cross-border lending shifts constantly—criteria, currencies, regulation. Staying ahead of it is the job, so your advice is current, not last year’s.
The people behind OMF

Managing Director CeMAP
Mortgage strategist leading UK and international cases since OMF began in 2012.
Senior Mortgage Consultant CeMAP
Specialist in complex income and cross-border mortgage solutions.
Head of Admin & Finance
Ensures every application runs smoothly from submission to completion.
Head of Marketing
Connects buyers with the right guidance through clear, helpful content.
Service
You’ll never re-explain your case to a stranger.
Put a name to your case
A free initial conversation is a straightforward place to start.