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Buy / Move
Services / UK Property Mortgages
Your next UK home,made lender-ready.
First home, next move, or buying from abroad—get regulated UK mortgage advice and one broker to guide the application through to completion.
UKpurchase and home-move advice
Onebroker from brief to completion
Freefirst consultation, no obligation
Start where you are
The mechanics,
minus the mystery.
A UK mortgage is a loan secured against the property. The choices that matter—deposit, rate, term and lender—work best when they are considered together, around the move you are actually making.
Who it’s for
- First-time buyers taking the first step onto the ladder.
- Home movers looking for a house that fits the next chapter.
- Buyers living abroad, self-employed, or buying a less-standard property.
What OMF arranges
One purchase.
Many ways in.
One expert
throughout.
Keep scrolling. Every route is shaped around the same outcome: a well-presented case that keeps moving.
First home.
First-time purchase, moving up or down, or weighing whether to port an existing deal—considered around the numbers and the life behind them.
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Shape / Compare
Make the
mortgage fit.
Fixed or variable, deposit and term, new-build timescales and lender criteria—compared as one decision, not a row of disconnected rates.Start with the numbers ↗
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Abroad / UK
Distance,
handled.
Buying a UK property while based elsewhere, with valuation, underwriting and solicitor milestones followed through to completion.Explore expat mortgages ↗Your application route
Four crossings.
No loose ends.
Your broker stays with the detail from the first conversation to completion.
Tell us the move you’re making
Share the property plan and the financial picture around it.
CLIENT / BRIEFFind the lender route
OMF compares suitable options and recommends a route for the case.
OMF / MATCHPresent it properly
Your application is packaged in the form the chosen lender needs.
OMF / CASEKeep every hand-off moving
Valuation, underwriting and solicitor milestones are followed through.
HOME / KEYSPlan before you fall for it
Find your number
before the viewing.
Use the mortgage calculator for an illustrative monthly figure, then bring that starting point to a broker for a lender-ready assessment.
Try the mortgage calculator↗Illustrative only. It is not a mortgage offer, eligibility decision or personalised recommendation.At a glance
The essentials,
held together.
- Who OMF advises
- First-time buyers, movers and UK purchasers living abroad.
- What is compared
- Deposit, term, rate type and lender criteria.
- What OMF manages
- Application, valuation and lender milestones.
- First consultation
- Free, with no obligation to proceed.
UK mortgage questions
Questions?
Answered.
01How much deposit do I need for a UK mortgage?
The amount depends on the lender, your income, credit profile and the property. A larger deposit may provide access to a wider range of products, but your suitable route should be assessed around the full case.
02Can I get a mortgage with non-standard income?
Self-employed, contractor and complex-income cases can need a more considered lender match. A broker can assess the available evidence and route.
03Do you charge a fee?
The initial consultation is free. If you proceed, OMF’s typical fee is 1.5% of the approved loan amount, disclosed upfront and payable once a mortgage offer is made.
Keys, eventually. Clarity, today.
Found the place,
or still scrolling?
A free conversation can turn the property goal, deposit and income picture into a practical mortgage route.
Free, no obligationOne broker throughoutFCA-regulated advice
