UK Mortgages for Foreign Nationals
Buying property in the UK as a non-UK national? We work with specialist and private-bank lenders who lend to foreign nationals — including some without permanent residency.
Speak to a specialist broker- 25–40%
- Typical deposit
- Visa+
- Routes available
- FCA
- Regulated
How it works
Buying in the UK from anywhere
Foreign nationals can buy property in the UK, and a number of specialist and private-bank lenders are set up to finance these purchases — including for applicants on a visa, and in some cases non-residents. Criteria vary by nationality, residency status, deposit and the currency your income is paid in, which is exactly where specialist broking earns its place.
We assess your situation, identify the lenders most likely to lend, and present your income and circumstances in the way each lender wants to see them — from straightforward residential purchases to larger or more complex cases routed through private banks.
Who this service is for
Visa Holders in the UK
Living and working in the UK on a visa and ready to buy your first or next home.
Non-Resident Buyers
Buying a UK property from overseas as an investment or a base for family.
Multi-Currency Earners
Income paid in a foreign currency that high-street lenders struggle to assess.
At a glance
The essentials
Foreign National Mortgage Questions
Foreign national buying in the UK?
Speak to a specialist broker who places foreign-national cases with the right lenders.
Speak to a specialist broker