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Buying in Portugal

Portugal Calling: your Atlantic property journey

Picture yourself on a sun-drenched terrace in Cascais, morning coffee in hand, Atlantic breeze in the air. Where pastel de nata costs €2.50, the sun shines 300 days a year, and London is just 2.5 hours away.

Algarve coastline with golden cliffs and turquoise water
Up to ~70%
Max LTV (non-resident)
30%+
Typical deposit
~6–8%
Extra costs
~4–8 weeks
Timeline

Why Portugal? Why Now?

Every conversation starts the same way: "We visited Porto last summer and fell in love." Or Lisbon. Or the Algarve. The story changes, but the feeling doesn't—Portugal just feels right.

Lower cost of living (30-40% less than the UK). Glorious weather. Welcoming expat communities. World-class food. And a pace of life that reminds you why you started dreaming about this in the first place.

Yes, the Golden Visa changed. Yes, Lisbon prices have risen. But opportunities remain—if you know where to look and have expert guidance. We've been helping UK buyers navigate Portuguese property since 2012, through every market shift.

Three Dreams, One Destination

The Algarve Dreamer

"Sunshine, golf, and a slower pace of life."

Golden beaches, established expat communities, world-class golf courses. The Algarve offers the Mediterranean lifestyle without the Mediterranean price tag.

The Urban Explorer

"City life with culture and investment potential."

Lisbon's historic neighborhoods, Porto's riverside charm. Strong rental markets, cultural richness, and cities that feel alive without feeling overwhelming.

The Remote Worker

"Work from anywhere with reliable internet."

Digital Nomad Visa, modern infrastructure, thriving coworking spaces. Portugal welcomes remote professionals with open arms and fiber-optic internet.

Where UK Buyers Choose Portugal

From Atlantic coastlines to historic cities, Portugal offers diverse options for every lifestyle.

The Algarve

Faro • Lagos • Albufeira • Vilamoura

Portugal's southernmost region. Endless sunshine, dramatic cliffs, championship golf courses, and the largest British expat community in the country.

Lisbon & Coast

Lisbon • Cascais • Sintra • Estoril

Capital city energy meets Atlantic charm. Historic neighborhoods, modern infrastructure, excellent international schools, and beaches within 20 minutes.

Porto & North

Porto • Braga • Douro Valley

Authentic Portuguese culture, stunning riverside architecture, world-renowned wine country, and prices that still offer genuine value.

Silver Coast

Nazaré • Óbidos • Peniche

The insider's choice. Unspoiled coastline, medieval towns, surfing culture, and property prices that make Lisbon and the Algarve look expensive.

How We Guide Your Portuguese Property Journey

Since 2012, we've been helping UK buyers turn Portuguese dreams into reality. Not as salespeople—as partners who understand both markets deeply.

FCA Protection You Can Trust

We're fully authorised and regulated by the Financial Conduct Authority. Your security isn't negotiable—it's guaranteed.

13+ Years of Expertise

We've guided UK buyers through market booms, Golden Visa changes, and everything between. We know what works.

Access to Portuguese Lenders

We work with the entire Portuguese lending market to find mortgages that match your situation and goals.

English-Speaking Support

Portuguese bureaucracy simplified. We translate everything—literally and figuratively—so you always know what's happening.

At a glance

The essentials

Up to ~70%
Max LTV (non-resident)
30%+
Typical deposit
~6–8%
Extra costs
~4–8 weeks
Timeline

Portuguese Mortgage Questions

Yes. Portuguese banks lend to non-resident UK buyers, typically up to around 70% loan-to-value for a strong profile. We help you compare Portuguese and UK-based options.
Plan for a deposit of around 30% or more of the purchase price, as non-resident lending is usually capped near 70% loan-to-value.
Budget roughly 6–8% on top of the price for transfer tax (IMT), stamp duty, notary and legal fees.
Typically around 4–8 weeks, depending on the lender, valuation and how quickly documentation is provided.

Start Your Portuguese Property Journey

Every year, UK buyers make this decision. Some are enjoying their morning coffee on a Portuguese terrace right now, wondering why they waited so long.

Download our complete guide. No obligation. No pressure. Just honest guidance from people who've been doing this for over a decade.